Florida’s I-4 is known as one of the most dangerous interstates in the country. Much of this is due to high congestion as it’s close to state attractions like Disney World. If you suffered injuries in an accident on I-4, you may be entitled to compensation.
Prevalence of Auto Accidents on Interstate 4 (I-4) in Central Florida
Interstate 4 (I-4) in the central Florida area is known for multiple deadly crashes each year. The prevalence of such incidents makes it one of the most dangerous roads in the state and entire country. Over the 132 miles of highway, there are 3.4 fatal accidents for every 10 miles.
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How Insurance Companies Work to Minimize Payouts
Unfortunately, insurance companies strive to minimize payouts to injured victims. It’s important to understand Florida’s no-fault insurance system and common tactics used by insurers to reduce claims.
Florida’s No-Fault Insurance System Explained
Florida follows a no-fault insurance system. According to Statute 627.7407, all drivers must carry at least $10,000 in minimum personal injury protection (PIP) coverage and $10,000 in property damage liability (PDL) coverage in their auto insurance. Anyone involved in an accident must turn to their policy to cover their medical expenses, lost wages and other damages.
Common Tactics Used by Insurers to Reduce Claims
According to Florida Statute 627.70131, insurance companies must acknowledge receipt of a claim made by an injured party. Unfortunately, insurers sometimes rely on certain tactics to reduce claims. Often, they’ll deliberately stall the process to get out of paying the injured party. They may also make lowball settlement offers to prevent paying what the victim deserves. If this is done after a long wait period, the injured person might be frustrated enough to accept the lower offer.
Sometimes, an insurance adjuster will call the injured victim to ask questions. If the person answers a certain way, it gives the insurer cause to avoid paying. The adjuster can claim the person sustained their injuries some other way or state that they had a preexisting injury.
Why You Need Legal Representation from an I-4 Auto Accident Lawyer in Florida
There are many reasons why you need legal representation from a Florida I-4 auto accident lawyer. They include no upfront costs, case evaluation, fair compensation, navigating insurance, evidence gathering, legal expertise, negotiation skills, trial representation and network of experts.
No Upfront Costs
Like other personal injury lawyers, experienced I-4 auto accident attorneys work on a contingency fee basis. This means you only pay a percentage of your settlement if you win. There are no upfront costs.
Case Evaluation
An attorney can evaluate your case and determine what it’s worth. They can advise you on the best way to proceed based on the facts and protect your rights.
Fair Compensation
Your attorney will fight to get you fair compensation. They know the value of your case and will ensure you get the fair compensation you deserve for your damages.
Navigating Insurance
I-4 auto accident attorneys are adept at navigating insurance to get you the maximum compensation. They know how the at-fault laws work and will use your skills to your advantage.
Evidence Gathering
Evidence is crucial to the strength of your injury claim. Your attorney will ensure there is enough to build a strong case and gather more if necessary.
Legal Expertise
Your I-4 auto accident lawyer can use their legal expertise to maneuver your case in the best way possible. They know the local laws and what to expect as things proceed.
Negotiation Skills
Your attorney has the negotiation skills needed to get you the best settlement to cover the costs of your economic and noneconomic damages. They know how to negotiate with insurance adjusters and defense attorneys and won’t stop until you get satisfactory compensation.
Trial Representation
If negotiations don’t go smoothly and you can’t reach a settlement, your case goes to court. Your attorney can represent you in trial and use their experience to benefit your case. They know how the process works and how to deal with the other party’s lawyer.
Network of Experts
Some car accident cases are complex, but your attorney can turn to their network of experts. If anything is uncertain about the accident or your injuries, experts can testify to the facts. This can strengthen your case significantly.
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Types of Accidents on I-4 in Florida
Different types of accidents are common on I-4 in Florida. They include rear-end collisions, sideswipe accidents, multi-vehicle pileups, truck accidents, rollover accidents, motorcycle accidents and high-speed collisions.
Rear-End Collisions
Rear-end collisions usually occur when a driver is distracted, impaired or reckless. Aggressive driving tactics like tailgating can also cause these accidents.
Sideswipe Accidents
Sideswipe accidents are some of the most dangerous because vehicles’ sides lack safety features. These crashes happen when drivers fail to yield the right of way, speed or drive recklessly.
Multi-Vehicle Pileups
Multi-vehicle pileups often occur when there’s significant congestion on I-4. They can involve three or more cars and can be deadly. Many victims suffer severe injuries in these crashes.
Truck Accidents
Truck accidents rank as the most deadly due to the size and weight of the vehicles. According to Florida Statute 316.066, written reports should be filed to investigate the cause. Truck accidents are more complex because more than one party could be liable.
Rollover Accidents
Rollovers are rarer, but they happen on I-4. Typically, SUVs are prone to these collisions because of their center of gravity.
Motorcycle Accidents
Motorcyclists face significant danger on I-4. Many motorcycle accidents occur because a driver fails to see them or disregards them.
High-Speed Collisions
High-speed collisions occur when drivers speed, behave recklessly or engage in road rage. Many victims suffer catastrophic injuries or even die in such accidents on I-4.
Steps to Take After an I-4 Auto Accident in Florida
There are different steps to take after an I-4 accident in Florida. They include seeking safety and medical attention, documenting the scene, reporting the accident and knowing when to contact an attorney.
Ensuring Safety and Seeking Medical Attention
After an I-4 accident, get to safety, out of the road. Seek medical attention as soon as possible to get treatment for your injuries.
Documenting the Accident Scene
Document the accident scene by taking photos and keeping a journal. Note the weather, traffic conditions and the events before and during the crash while they’re still fresh.
Reporting the Accident
Call 911 to get police to the scene. An officer will create an accident report, and you can ask where to get a copy.
When to Contact an I-4 Auto Accident Lawyer in Melbourne, Florida
If your I-4 accident caused you to become injured, it’s wise to contact an auto accident lawyer as soon as possible. This gives you a better chance of success in your case. Your attorney will protect your rights and get the appropriate compensation.
Andrew Pickett Law is Ready to Help I-4 Auto Accident Victims in Melbourne, FL
Have you been injured in an auto accident on I-4 in Florida? Don’t settle for less. Call Andrew Pickett Law for a free consultation today. Out team is experienced in handling I-4 auto accidents and we’ll ensure you receive the maximum compensation legally possible under Florida law.
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