Due to Florida’s no-fault rules regarding car insurance, registered drivers are expected first to seek compensation for their injury expenses through their personal injury protection (PIP) insurance policy. However, if they incur an injury that meets the state’s serious injury threshold, as explained in Florida State Statute §627.737, they can bypass the PIP claims process and instead seek compensation through the at-fault party’s liability insurance policy. An experienced Cocoa Beach car accident lawyer from Andrew Pickett Law can help with this process.

Your Personal Injury Protection (PIP) Policy

Those who register their vehicles in Florida are required to obtain a PIP policy to cover expenses related to injuries they’ve sustained in a car accident, regardless of who was at fault. This policy can provide 80 percent of medical expenses and 60 percent of lost wages related to the injury, up to the policy’s limit. Drivers must have a policy that provides at least $10,000 in coverage.

If the injury was caused by someone else’s negligence, the expenses exceed the limits of their PIP policy, or they meet the state’s serious injury threshold, the claimant can seek compensation from the at-fault party’s liability insurance policy. The types of injuries that meet the state’s serious injury threshold include:

• Permanent and significant loss of an essential bodily function
• A permanent injury within a reasonable degree of medical probability
• Permanent and significant scarring or disfigurement
• Death

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When You Need More Compensation than PIP Provides

When coverage from your PIP policy runs out or in cases of a serious injury, the claimant can seek compensation through Florida’s personal injury claims process. This process generally involves the claimant — with an experienced car accident attorney in Cocoa Beach – first seeking compensation for their claim by sending a demand to the at-fault party’s insurance provider. The insurance provider can then analyze the claim and accompanying documentation, conduct interviews of the parties involved, and determine whether to accept the demand as submitted, deny it, or offer an out-of-court settlement for less than the claim’s full value.

The value of the claim is based on several factors, including the amount of insurance the at-fault party has, the severity of their injury, and the expenses and impacts they have already incurred and will likely incur in the future due to their injury. It is not unusual for early settlement offers from the insurance provider to be far below this stated value. The claimant’s attorney can negotiate with the provider to garner an offer that fairly compensates them for the expenses and impacts of their injury.

If the insurance provider fails to fairly compensate the injury through an accepted demand or a negotiated settlement, the claimant’s attorney can file the case as a personal injury lawsuit. This is a legal claim filed in civil court so that a judge or jury can determine liability and compensation.

Proving Who Is Liable for Compensating Your Injuries

To receive compensation for your injuries, a Cocoa Beach car accident lawyer can help you to prove liability. Liability is proven by showing that:

• The at-fault party had a duty to take reasonable actions to prevent injury or property damage when operating their vehicle on a public roadway. Reasonable actions include operating the vehicle safely and legally.
• There was a breach of this duty when the at-fault party took unsafe or illegal actions while operating their motor vehicle on the roadway.
• This breach resulted in the accident in which the claimant was injured.

The Expenses and Impacts You Can Be Compensated For

In addition to providing who was liable for the accident resulting in injury, Cocoa Beach car accident claimants must also show how the injury impacted their finances and day-to-day lives. Here is a look at some of the compensation that can be sought through the Florida personal injury claims process.

Medical Expenses

Florida car accident claimants can seek compensation for medical expenses such as:

• Emergency treatment
• Ambulance transport
• Hospitalization
• Surgical services
• Prescription medication
• Medical supplies, assistive devices such as crutches, physical therapy, and rehabilitation

Additionally, if there are disabilities that have been incurred as a result of the injury, compensation can be sought for hiring someone to provide assistance with personal tasks, as well as long-term care and modifications to the home that are necessary to accommodate the injury.

Wage Loss

Claimants can seek the value of wages, benefits, and other earnings that were lost while they were too injured to work, as well as the value of future earnings if their injury prevents them from being able to achieve the same earning capacity as they did before their injury.

Property Damage

If the claimant’s vehicle was damaged due to an accident caused by someone else’s negligence, they could seek compensation to cover the cost of repairing or replacing it.

Pain and Suffering

In addition to compensating out-of-pocket expenses such as those listed above, Cocoa beach car accident claimants can also seek compensation for their injury’s impacts on their lives, including physical pain and suffering, emotional distress, and loss the enjoyment of life.

Contact a Car Accident Lawyer in Cocoa Beach Today

Car accident attorneys provide experience with the process and an understanding of both the laws governing traffic and the needs of those who car accidents have seriously injured. We treat every claim as though it is going to trial and strive to provide the clear and prompt communication necessary to have a positive outcome for a claim. 

Let an experienced Cocoa Beach car accident attorney from Andrew Pickett Law help you understand the process of seeking compensation for the injuries you incurred in a car accident. Contact us for a free case evaluation.

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Rebecca Collura

If you are reading this you may have been in a car accident which I am sure has disrupted your life as it did mine. Dealing with your insurance company will be impossible and their goal is to give you the least amount of money possible regardless of your injuries. It is a slow process and you have to be patient. Andrew Pickett will work extremely hard to get you enough money to take care of past and potential future expenses. He is extremely good at what he does and his support staff are attentive and responsive as well. Personally I wouldn't be a number at one of those big firms that advertise on TV. Andrew was completely involved in my case and took great care of me. Stay strong, I pray the pain will lessen for you, and let Andrew fight for you!

Response from the owner: Thank you, Rebecca! What a thoughtful review. It was an honor to represent you.

Sandra Musgrave

The entire team is amazing. Andrew and his team worked hard to get the best outcome for our case. I am very happy with our decisions to hire him after our accident.

Response from the owner: Thank you for trusting us, Sandra! It was an honor to represent you and your family.

Joseph Grant

Andrew and his team were professional and helped me through every step of the way. They made sure I was comfortable and understood the entire process. I would strongly recommend them to anyone!

Response from the owner: Thank you, Joe! I’m happy that we were able to reach a favorable resolution.

Ashley Severance

Mr. Pickett is a fantastic personal injury attorney who has represented several of my own clients in various injury matters. He has obtained very favorable results for my clients. He is responsive, attentive, and detail oriented. I highly recommend his services.

Response from the owner: Thank you for the 5-star review, Ashley! We are honored to receive referrals from you.

Kimberly Marconi

I worked with Jessica Hicks after I was hit by another driver. She worked diligently, professionally, and exhaustively on my case which resulted in compensation. Jessica Hicks is by far one of the most caring, qualified, and knowledgeable lawyers in Brevard County and the state of Florida. I highly recommend Jessica for her skill, expertise, and exemplary service. You will not be disappointed in choosing her as your lawyer. Thank you, Jessica.

Response from the owner: Thank you for the kind review, Kimberly! I am pleased we were able to reach a resolution.

Melissa Williamson

Amazing law firm. Highly recommend.

Response from the owner: Thank you, Melissa!

Karen Garach

I had the privilege of working with Andrew Pickett and his staff at Andrew Pickett Law for my personal injury case, and I couldn't be more satisfied with the outcome. From our first meeting, he displayed a genuine concern for my well-being and a deep understanding of the legal complexities involved.Mr. Pickett was always available to answer my questions and provided clear guidance throughout the process. He fought tirelessly on my behalf, ensuring that I received the compensation I deserved.The level of professionalism and dedication was truly outstanding. I highly recommend Andrew Pickett Law to anyone in need of a personal injury attorney. Thank you for your exceptional service!

Response from the owner: Karen, what a wonderful review! We appreciate your kind words.

Stefani Tennyson

Hands down best attorney in town. Andrew takes his time with you through the entire process and keeps you informed. If you are looking for a local attorney that you can trust, Andrew Picket Law is for you.

Response from the owner: Thank you, Stefani!

Vinnie Taranto

Andrew is an amazing attorney that truly cares about his clients.

Response from the owner: Vinnie, I appreciate your kind words. Thank you!

Angela Roth

I had an excellent experience with Andrew Pickett and their team. From the initial consultation to the final settlement, they were professional, knowledgeable, and compassionate. They truly worked hard to get a favorable outcome. I highly recommend them to anyone in need of a skilled accident attorney. Thank you for your outstanding service!

Response from the owner: Thank you, Angela!

Raymond Miley

Response from the owner: Thank you for the 5 star review, Raymond.

linda williams

I had the best experience working with Pickett Law. They are all very knowledgeable about the law. We personally worked with Atty Tiffany Whitehouse and her team of Tina Johnson and Vonda Vassar, they knew how to get us the most money that we were entitled to from a car accident. I don’t know what we would have done without their help. If you are ever looking for an atty, we highly recommend this office.

Response from the owner: Thank you for the great review, Linda! And thank you for your trust in our law firm. If we can ever assist you or any friends or family in the future, please let us know.

Shaun Peiffer

I had an excellent experience with Andrew Pickett Law firm. From start to finish, the team was incredibly responsive and attentive to my needs. Jessica was outstanding in patiently answering all my questions, making sure I fully understood each step of the process. I also want to thank Vonda for taking the time at the beginning of my case to walk me through everything, providing clarity and peace of mind. In the end, I was more than happy with the successful settlement outcome. I highly recommend Andrew Pickett Law firm for anyone seeking top-notch legal representation.

Response from the owner: Thank you so much for the wonderful review, Shaun! It was an honor to represent you. We are grateful for the trust you placed in us. If we can ever be of assistance to you or your friends or family in the future, please let us know.

Belinda Darnell

I had the privilege of working with Attorney Jessica Hicks alongside Attorney Andrew Pickett during my personal injury case, and their exceptional representation made all the difference. From the very beginning, they were attentive, compassionate, and highly engaged with every detail of my case. Attorney Jessica Hicks, in particular, formed a great personal connection with me, truly understanding the pain and challenges I faced after my accident.Their communication was outstanding, keeping me informed at every step through phone calls, office visits, text messages, and their office app. Attorney Jessica Hicks’ dedication and persistence led to securing the full allowable settlement amount without the need to go to court, which was an immense relief.I cannot recommend Attorney Jessica Hicks and Attorney Andrew Pickett highly enough. Their knowledge, support, and commitment are of the highest caliber. Jessica, in particular, is a determined and relentless advocate, ensuring that I was fully supported and heard throughout the process. If you're looking for attorneys who will truly fight for you, Jessica Hicks and Andrew Pickett Law are the ones to choose.

Response from the owner: Thank you for the great and thoughtful review, Belinda! It was a pleasure to represent you, and we are happy that you are satisfied with our efforts.

Jen Gonzo

ANDREW PICKETT LAW represented me in my case and they were professional all the way through. I am so grateful for what they were able to do for me. Big kudos to my attorney Jessica Hicks. 👏

Response from the owner: Thank you, Jennifer! Great review. So happy that we were able to resolve your case favorably!

Ken Williams

Andrew Pickett and his staff worked extremely hard to resolve my case I am extremely happy that I went with them and will use them in the future most definitely they kept me well informed and The professionalism I experienced wasunmatched.

Response from the owner: Thank you, Ken! It was a pleasure to represent you and get to know you.

Valeta Cameron

Exceptional attorney! Highly recommended for any of your personal injury needs.

Response from the owner: Thank you, Valeta!

Rose Hudson

Andrew and his team were incredibly knowledgeable and showed empathy and compassion to me throughout the entire process. My questions were always answered, even after the case closed. I continue to follow Andrew Pickett on various social media outlets as he regularly creates relevant and informative content. I highly recommend Andrew Pickett.

Response from the owner: Thank you, Rose! We really appreciate your kind words and your friendship. Please let us know if we can ever be of assistance in the future.

Marquisha Mansfield

Very helpful great status wonderful work

Response from the owner: Thank you for trusting us to help you with your case, Marquisha.

jhayco

Great job and great service

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Beatrice Maxime

I am so very grateful to have had this firm represent me. I was in a car accident a few years ago, but the car insurance company of the person who totaled my car would not replace my car, nor pay for my medical bills. So we hired a Law Firm who then brought in Andrew Pickett Law on the case. I am so happy Andrew agreed to come onboard. He worked really hard on my case. Even though things were moving slow because of Covid-19 pandemic, he never stop working on my behalf. He was very dedicated to the case. I'm grateful for his professionalism, his patience, and his devotion.We ended up going to court and because of Mr. Pickett, we won the case.Thank you so much for all you did for us!!!!

Response from the owner: Beatrice, thank you so much for your kind words! I really enjoyed getting to know you and your family. It was an honor to represent you and join you on this journey.

Marilyn Colpitts

Fantastic service and professionalism. The Pickett Law firm handle my case with care and understanding. I recommend this firm with your case that may be out of the ordinary. Extremely pleased with the outcome.

Response from the owner: Thank you, Marilyn!

Tamara Peterson

From mid 2023 to February 2024 I had the honor of having Andrew Pickett Law Firm join the team representing my car accident case from 2019 which resulted in PTSD, and injuries to my neck, back, and brain.His high energy, determination, and dedication to bring the best possible outcome for any case definitely exceeded all expectations I could have possibly had.Resulting in the highest possible outcome for my case.I would highly recommend him to anyone needing legal representation!Knowing the depth of passion he has for every case he represents speaks for itself. You’re in the hands of a positive and powerful force with Andrew Pickett as your lawyer.

Response from the owner: Thank you for the kind words, Tamara. We were honored to represent you in your case.

Sylvester Hill

Response from the owner: Thanks for the 5-star review, Sylvester!

Brett Lindenberg

The best of the best! Andrew Pickett is the best personal injury / car accident attorney in Melbourne and possibly even the state of Florida. Most lawyers gloss over smaller clients, but Andrew demonstrated serious commitment, respect, and honesty throughout the process. Very thankful for Andrew Pickett Law and his knowledge to help resolve our situation quickly.

Response from the owner: Brett, we really appreciate the time you took to write such a nice review! It really means a lot to our firm.

Mary alice Mcconnell

Response from the owner: Thank you for the 5 star review, Mary.

Davis Legal Center Inc

Attorney Pickett and his staff are excellent. I have personally worked with and seen his care and compassion for his clients. Not to mention his ability to obtain favorable results for his clients inside and outside the courtroom. I recommend Attorney Pickett and his team without reservation!

Response from the owner: Thank you, Dameka! This means a lot. We appreciate you.

Des

I'm so grateful for this firm! They handled my case quickly and with ease.

Response from the owner: Thank you for the 5 star review, Destinee.

Ryan McCarville

Andrew is a great attorney and works really hard for his clients. He is incredibly active in the community and has a great reputation among his peers.

Response from the owner: Thank you for the 5-star review, Ryan! I appreciate the encouragement.

Matt Horwarth

Response from the owner: Thank you for the 5-star review, Matt!

Ethan Babb

Andrew is a tried and true trial attorney. I highly recommend him and his team of highly capable attorneys, paralegals and legal assistants. They truly care about their clients and go above and beyond to achieving the absolute best results.

Response from the owner: Thank you so much, Ethan! I have enjoyed getting to know you over the years and watching your career take off.

Betty Bobay

After being part of a unique preparation process Andrew uses to prepare his clients for presenting their story to a jury, I attended one of his trials to watch the process unfold. I was in awee as I observed how he left no stone uncovered with the depositions, visual aids, videos from relevant physicians, (who shared in lay terms with the jury...how the crash had impacted the client medically and changed the entire trajectory of their life). Andrew is laser focused on helping a jury understand how a client's life has been altered and the losses they have incurred as a result. If you need a Personal Injury Attorney, you could not ask for someone more compassionate and laser focused on helping you than Andrew Pickett.

Response from the owner: Thank you for the kind words, Betty

John Gozowsky

Thank Tina Johnson for a good job

Response from the owner: John, thank you so much for the kind words. It has been an honor helping you.

Alexander Roye

Andrew and his team as as good as they come. Their extensive knowledge matched with genuine care about you as a client makes this firm by far the best I have delt with. 100% recommend to anyone looking for their services.

Response from the owner: Thank you for your kind words, Alexander.

Steff Smith

Pickett Law is an outstanding firm!! Mr. Pickett is a well experienced personal injury attorney with an amazing staff. Both Attorney Hicks and Attorney Whitehouse have been a great addition to his office. Sometimes, as a firm grows you notice their attention to their clients lessen - that is definitely not the case with Pickett Law.

Response from the owner: Thanks, Steffanie! We appreciate the kind words. I’ll share your feedback with the other attorneys in my office.

Marta Kiss

I have had the pleasure of working with Andrew Pickett and his stellar team on two trials. The preparation, dedication and precision he puts into each client and case translates into the courtroom. Andrew is an excellent trial lawyer, and I look forward to working with him again in the future.

Response from the owner: Thank you for the great review, Marta! We enjoyed working with you and look forward to working with you on more cases in the future.

ScraggssFit

Andrew and his team are some of the most genuine and selfless people I’ve met. If you’re looking for a legal team that will fight for you, then they’re your team!

Response from the owner: Thank you, Amy! We appreciate the kind words. It means a lot.

Nathan Special

If you are looking for an attorney in Melbourne to help with your car accident case, call Andrew Pickett Law. He’s a wonderful attorney, and very easy to talk to. He was very understanding and patient when we were going through such stressful times. He got us the results we were looking for.

Response from the owner: Thank you for the 5-star review, Nathan!

Robert Frost

They were very good and hrlpful

Response from the owner: Thank you, Robert. It was an honor to represent you.

victor shallow

The staff at Andrew Pickett Law is excellent. They have been great at communicating with me. The attorney on my case has made herself available to answer my questions anytime I need. I highly recommend this team of professionals.

Response from the owner: Thank you for the kind words, I am glad we are able to help you with your case.

Elena Johnson

Vonda at Andrew Pickett law has gone above and beyond! I'm very grateful I've had her in my corner during this really stressful process of dealing with insurance companies. I've never been in an accident before and had no idea what to expect or what the process was. Vonda has helped me each step of the way, explaining everything to me. Everyone I've interacted with at the law office has been patient, thorough and knowledgeable. Highly, highly recommend!

Response from the owner: Thank you for the kind words, Elena. We are honored to be able to represent you and help you during this difficult time.

Alan Carlow

Thank you for your help.

Response from the owner: Thank you, Alan! It has been our honor.

Tonya Moreno

Jenny is well versed right down to the fine details I felt confident and happy with my decision. I would recommend her any time.

Response from the owner: Thank you for the great review!

Susan DiFilippantonio

I do not write many reviews but am compelled to share how wonderful it is working with Jenny in the Melbourne office! She goes thar extra mile and is a super star with this firm! So very very happy with my dealings with her! I would give her 100 stars if I could!!!

Response from the owner: Thank you, Susan! What a great review!

Tammy Trentham

Tina Johnson has been amazing to work with during this time of need. Thank you Tina.Vonda Vasser was very informative and understanding during my process. Thank you also, Vonda.

Response from the owner: Thank you for the kind review, Tammy!

John Thomas

Andrew Pickett of Andrew Pickett Law is a lawyer of unparalleled character and integrity. I have known Andrew for more than a decade, both personally and professionally. Andrew always demonstrates a level of professionalism and dedication that exceeds expectations.As a highly trained trial lawyer, Andrew brings a wealth of experience to every case he handles. His commitment to providing personalized service is evident in his meticulous approach and unwavering attention to detail. Andrew takes the time to understand his clients' needs and concerns, ensuring they feel supported and informed throughout the legal process.What truly sets Andrew apart is his genuine care for his clients. It is his goal to treat each individual with the utmost respect and compassion, speaking honestly and realistically about their options. Andrew approaches every case with integrity, always striving to achieve the best possible outcome for his clients.I wholeheartedly recommend Andrew Pickett to anyone in need of legal representation.Thank you, Andrew, for your exceptional service and for truly caring for your clients like family. Your dedication to the legal profession and commitment to integrity make you a standout in your field.

Response from the owner: Thank you for the wonderful review, John!

Danette Lauricia

Response from the owner: Thank you for the 5-star review, Danette!

menny salomon

Attorney Andrew Pickett went above and beyond to assist me with my case. His advice was top-notch, and he executed everything just as he promised. His communication was flawless, and he was punctual every time. I highly recommend Attorney Pickett and will only be seeking his services in the future.

Response from the owner: Thank you, Menny!

Colleen DeGraff

If you're looking for personalized, hands-on representation - look no further. The attention to detail and drive to get you the results you deserve are just a few reasons why the firm is successful.

Response from the owner: Thank you Colleen!

Jessica Bobbi

Absolutely shocked on how quickly I heard from this law firm. I reached out via chat on their website, which was very convenient, and within 2 hours I received a phone call directly from Andrew. He was so kind and so thorough with his intake for my auto injury accident. Highly recommend!Update: beyond satisfied with Andrew picketts law firm. His team was amazing! They were very communicative and organized throughout the whole process. I really felt like they had my best interests at heart. Definitely still recommend!

Response from the owner: Jessica, thank you so much! We look forward to working with you.